Terms of Use

Last updated: 29 August 2026

By using frederickadu.com you agree to these terms.

1. Content is educational

All material on this site — books, articles, programs, and videos — is provided for educational and inspirational purposes. It is not professional counseling, medical, legal, or financial advice. For personal matters, seek qualified professionals.

2. No guaranteed outcomes

We never promise specific results. Your effort, circumstances, and application determine your outcomes.

3. Intellectual property

All books, content, and materials are the property of Frederick Adu. Free books may be downloaded, read, and shared for personal, non-commercial use. They may not be resold or republished without written permission.

4. Purchases

Paid products are delivered through Selar. Payment, refund, and delivery terms follow the applicable policy at the point of purchase. All sales are final except where required by law or stated otherwise at checkout.

5. Limitation of liability

To the fullest extent permitted by law, we are not liable for any indirect or consequential loss arising from use of this site or its content.

6. Changes

We may update these terms; continued use means acceptance of the updated terms.